How It Works
Enter your ZIP code and tell us what coverage you are looking for in Alabama
See what Alabama requires and compare quotes from licensed carriers
Choose coverage that meets Alabama requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. Bodily-injury minimums range from $15,000 to $50,000 per person across states; property-damage minimums range from $5,000 to $50,000.
Full Coverage Car Insurance
Liability plus collision and comprehensive on a single vehicle. You can put full coverage on one car and liability only on another — both on the same multi-car policy — and still earn the discount.
Uninsured Motorist Coverage
Pays when an uninsured driver hits you. Required in 22 states. On a multi-car policy, uninsured-motorist coverage applies per vehicle and must meet state minimums where mandated.
Personal Injury Protection
Covers medical expenses for you and your passengers regardless of fault. Required in 15 states. Each vehicle on a multi-car policy in a PIP state must carry it.
